The Points Life
The Points Life turns the annual fees you're already paying into trips you didn't think you could afford.
Credit cards carry credits that reset monthly, quarterly, or yearly, and whatever goes unspent does not roll over. The Points Life lists every credit your cards carry, counts down each reset date, and shows whether each card covers its annual fee.
There is no bank connection. The app never sees account numbers, balances, or transactions. Every figure in it is one the cardholder typed.
The Points Life is free and invite-only. An invitation comes from an existing member, either as an emailed link or a spoken invite code redeemed at thepoints.life/join. Anyone without a member to ask can email hello@thepoints.life to request an invite.